Rhinebeck Bank - Melissa Flickenschild

Let me help you achieve your homeownership dreams!
With over 25 years of experience in mortgage lending, I bring extensive expertise to every client and referral partner I work with. Whether you're buying, building, renovating, or refinancing, I'm here to help.

As a lifelong resident of the Hudson Valley, I understand the unique needs of our local market. I take pride in providing excellent customer service and staying responsive—whether it’s through calls, texts, or emails. Whether you're a first-time homebuyer or purchasing your forever dream home, I’ll work with you to find the best loan products to meet your needs. Let’s get started today!

Connect with me for expert guidance on your mortgage journey. Together, we’ll make your dream home a reality!

Why Choose a Rhinebeck Bank Mortgage?

Local lending decisions and in-house processing, a personal lender involved in every step of your mortgage and a process so responsive you'll be in your new home before you know it!

Local, Involved, Responsive, It's in everything we do.

Apply online! It's easy to do!